Sunday, 19 March 2017

Out with PayWay and in with ChapChap.

Nearly 1 year and 6 months ago, I ranted on about the inconvenience in trying to credit my Yaka account using the PayWay service. This post is not a rant, it is a solution to the dilemma that we all have when we need to top up and get units for our Yaka devices when the PayWay or Mobile Money network is down. You have all experienced this once or twice before.

I had resigned myself to being content with the way things are in Uganda (the status quo) and even opted to do bulk purchases for my Yaka meter once a month, always making sure to top up when I was left with not less than 15 units. Yes, I mentally created a minimum top-up level for myself on my phone with audio alerts (desperate times call for desperate measures).  This is no way to live, I told myself as I remembered my terrible experience I previously had with PayWay.

Then enters ChapChap a new mobile payment platform that allows you top-up, pay other bills and earn/ save money while doing so. Check out their website on https://chapchap.co/  



You can top-up you on airtime on UTL, MTN, AIRTEL, VODAFONE, SMILE DATA, Smart Airtime and AFRICELL Airtime. For bill payment, you can pay for NWSC, UMEME, Startimes, DSTV, GOtv, URA and KCCA. Given my limited needs, I have only used the platform as a user and not an agent for purchases of airtime for UTL, Airtel and MTN and top-up for my Yaka.  So begin I downloaded the App off play store and entered my sponsor agent number which is a telephone number after which I got a license.  



So to pay for YAKA of 100,000, I made sure I had 100,000 on mobile money but that was not enough I needed a service charge of 3,000 from MTN to also be available on my mobile money account as well. (Please note that the service on charges vary depending on the payment)

Step 1: I went onto the downloaded ChapChap from my Google Play store using my MTN number for registration. https://play.google.com/store/apps/details?id=chapchap.com.chapchap&hl=en and I purchased stock worth 100,000 on ChapChap. To pay using this platform is a little different, it is not like using Mobile Money where you send the money using instructions such as *160*2… (You know what I am talking about).  

Oh before I forget, since you use both  MTN number and email to register you can access it online using a computer/laptop to print out receipts in the cases where you use this service for work-related purchases and accountability is needed.

Email receipt on email confirming purchases of stock, you can also extract for any payment transacted off your account on their system.

Step 2: No you need to buy digital stock worth the value of the transaction you want to make. So go to buy stock, select your mobile network and enter your mobile number and package (payment amount value from menu options).

You will be asked to confirm payment using your Mobile Money PIN so have it handy.
The great thing about this platform is you get SMS notifications at every stage of the process. So here, you get SMS notifying you of completion of the stock purchase and highlights the amount. If it was not successful it means that you do not have adequate funds on your MM Account.

Step 3: Go to the pay bills sections and select YAKA or any other payment you would like to make.

Step 4: You enter your YAKA Meter number and then below enter the amount you intend to pay and click proceed.

Step 5: If you have adequate funds (10o,000 stock) + (3,000 MTN fees) you get an SMS alert showing you your receipt and token number to activate your top up as you would usually find on your Yaka Payment slip issued by PayWay. 

Step 6: You get a cash back for using the service, for YAKA it is 600. So can only be cashed and used if you are an agent.


Personally, the fact that I don’t need to use PayWay again is awesome so the cash back is just icing on the cake. The convenience, ease and user-friendly customer service support team that I called late at night (11:00 pm) on a weekend make this platform a must-have. A pal of mine, downloaded this App onto my phone and activated it for me with him as my agent and I whined the entire time but believe me I thanked him afterwards.


So this runs on Android based platforms but that did not stop me from telling my sister about it. Sadly, I am a few light years from her in tech terms so she kept saying, it is called what Chap sap, Sap sap…..

Saturday, 25 February 2017

The Mbale local council fraudsters.

As a business owner/ manager, I tend to deal with all sorts of issues and people from the farmer we source vegetables, to the district local council member. Allow me to discuss the latter group of local council officials whose office I personally choose to call an evil in itself.  

Now as the year kicked off, I asked my shop manager to follow up on the renewal of the trading license for my Mbale shop by end of week 1 of 2017. Sadly 4 days into the New Year before she could even get the process started, we had visitors from the Mbale municipal council. She was called off to the entrance of the Coffee shop to speak to a lady and gentleman who informed her they were there for shop inspection. When she agreed to let them go about looking at our premises they said they needed an inspection fee before they commenced.

Please note, as these two individuals asked for this inspection fee not one of them moved an inch towards the door even as the shop manager motioned them to the entrance so that she could show them around. I know this because I was sitting about 150 meters from them on a conference call. So the two officials then asked to see the owner and the manager walked towards me and waited for me to get off the phone. I paused my phone conversation and she brought me up to speed.  So I asked,

Me: "How much for inspection?’’

Shop manager: ‘’ 70,000.’’

Me: ‘’Ask them to provide identification and a letter of introduction stating that they are authorized to inspect at the given fee mentioned,’’ I said as I got back to my phone call.
The shop manager walked towards them and after a brief conversation, I saw her walk back towards me.

Shop manager: ‘’They say we will be fined for arguing and disrespecting officers from the municipal council.’’

Me: ‘’Asking for proper documentation is not a crime. Ask them to give me 5 minutes and I will come and take them around when their paper work is in order.’’
However, by the time she got to me I saw the lady and gentleman whisper to each other and before I could get up from my seat they had left the shop in such a rush they seemed to have been fleeing from a ghost.

Moral of the story, Ugandan officials in authority, why do we have to be so dishonest? Can we change the mentality and stereotype of what Uganda is? People in authority can we stop frustrating Ugandan owned and ran businesses because these are the businesses providing employment to other Ugandans who need and value their jobs.

Two weeks later after a great deal of back and forth by the shop manager between the municipal council office and the shop, we processed our trading license and certificate of and suitability of premises to prepare and serve food customers. 

Now here are a few pictures of the lovely shop that these people wanted to put out of business for a 70,000 bribe.



 This story has a happy ending, but it could have ended a whole other way with me paying the bribe, going back to council later and being told that my application had not been processed at all. Sadly, I did not get any names of these fraudsters so I could not follow up on this issue any further which greatly frustrates me because I detest Ugandans who continue to give professional people a bad name because of the vices that are ruining this society and country we live in. 

Think of our children, your children; are these are evils that you want them to deal with 10 years from now?


Thursday, 12 January 2017

The hustle of selling data in this Ugandan economy.

Given my profession as a marketer, manager, blogger, student and digital enthusiast, my circle of life is greatly driven by internet and data service. However, the dilemma is that it is extremely difficult to get a reliable provider at an affordable rate.

Vodafone is my current service provider, however, recently I went to DFCU Acacia branch for my usual weekly ATM withdrawal when I run into a Smile telecom agent with his assistant. The 2 agents set up a promo tent right next to the entrance of the bank. Ordinarily, I would have walked past this tent with not even a glance but this time there was a new and enthusiastic agent who was on a mission to sign me up for their service.

Smile Agent: ‘’Hello, could I interest you in a smile router?’’

Me: ‘’No thank you,’’ I politely responded.

Smile Agent: ‘’We have awesome packages both for office and personal use at affordable rates. You look like a good candidate for a weekend bundle package.’’

Me: ‘’No, I already have a provider and I have no complaints.’’

Smile Agent: ‘’Which provider?’’

Me: ‘’Vodafone.’’

Smile Agent: ‘’Well the thing is I have you ever tried Smile?’’

Me: ‘’Yes I have and I had an issue with your connection at home, frequent outages during peak (working) hours and an inconvenient recharge process.’’

Smile Agent: ‘’Wow, very detailed feedback. When did you last use our service?’’

Me: ‘’ A year and a half ago.’’

Smile Agent: ‘’Well that was a long time ago and our system has greatly improved since then. Also, Vodafone offers are too good to be true.’’

Me: ‘’Hahaha! Well I have no complaints.’’

Smile Agent: ‘’ Give me your number and I check whether your device is still active.’’
Me: ‘’Why would I do that?’’

Smile Agent: ‘’So that when they finally let you down you can come back home.’’

Me: ‘’Really! ‘’ I responded in shock mainly because of the underhand tactics being employed by this sales man.

Me: ‘’ So smile is home?’’

Smile Agent: ‘’Yes totally, take my number so that when that happens you can come back home.
That day I left the bank stunned at how cut throat the sales in the internet (data) service industry had become since I last worked for an advertising agency and was glad I did not have to hustle with the rest of these salesmen today.

I am still waiting to see when I can finally go back home since this chance meeting with this salesman 8 months ago.